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04-09-2013
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Responder
Sussex 4x4 Response
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Join Date: Jan 2011
Location: Crowborough, East Sussex.
National Callsign: SX033
Amateur Radio Callsign: G4OTV
Posts: 313
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Will do.
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04-09-2013
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Tribal elder
Yorkshire 4x4 Response
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Join Date: Aug 2008
Location: Middlesbrough
National Callsign: YR314
Amateur Radio Callsign: none
Posts: 2,958
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Thanks Dave, have just received and replied to the pm, I know have full details and will attend to it after I return from p/bro show (please post again if I don't put an update on here, I'm getting close to that age of senility....!!! ) Can't promise anything but it's worth a few emails to try eliminate spurious policie conditions. Especially when I've already been told by another insurer (AF) that they would be happy with the use of any "warning" light provided it is not "emergency" use!
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05-09-2013
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![WessexMario's Avatar](image.php?s=96fc5cebd2c4e7b22a1095ec8a5e31d4&u=380&dateline=1358248021) |
Group Management
Wessex 4x4 Response
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Join Date: Jan 2010
Location: Chippenham, Wiltshire
National Callsign: WE100
Amateur Radio Callsign: M0WMC
Posts: 1,417
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"No cover is allowed under the policy for [blue light use or] the use of any other emergency or warning lights."
Given that other clauses would specify that the vehicle and driver are complying with the law at all times, which would include the fitting and use of warning lights, I don't see the legal or insurance point of this condition, if anything, they're shooting themselves in the foot.
If a motorist breaks down, on dark country road at night, or motorway at any time, are they implying to the insured motorist that it's preferable for the driver, passengers, other motorists and the insurance company that the 4 way flashers are not used?
What's their reply to that?
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05-09-2013
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Responder
Sussex 4x4 Response
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Join Date: Jan 2011
Location: Crowborough, East Sussex.
National Callsign: SX033
Amateur Radio Callsign: G4OTV
Posts: 313
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You're quite right - it's a nonsense with regard to normal hazard lights but no-one wants to be in a position of having to argue with insurers should it come to a claim. Ideally we will get the provision removed both for four way flashers and amber beacons.
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05-09-2013
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Website User
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Join Date: Sep 2013
Posts: 1
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Hi,
I am looking for a group to join, I am in Cheshire but am struggling to contact NW 4x4, an e mail has just bounced back & the web site url just brought an error msg up ?
Regards Paul
Silly me just realised I posted this in the wrong area, Doh.
Last edited by picard; 05-09-2013 at 01:24 PM.
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05-09-2013
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![Grizzly's Avatar](image.php?s=96fc5cebd2c4e7b22a1095ec8a5e31d4&u=648&dateline=1330345815) |
Website User
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Join Date: Sep 2010
Location: Bolton, Near Manchester
Posts: 493
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Quote:
Originally Posted by picard
Hi,
I am looking for a group to join, I am in Cheshire but am struggling to contact NW 4x4, an e mail has just bounced back & the web site url just brought an error msg up ?
Regards Paul
Silly me just realised I posted this in the wrong area, Doh.
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Hi Paul. don't know why the website is playing silly buggers but if you try the link below it should take you to our forum.
http://www.nw4x4response.co.uk/phpBB3/index.php
__________________
NW012 for now.
1969 Land Rover 109" One-Ton Replica with Tdi power - now sold and appears also broken for parts :(
1996 Land Rover Discovery 300Tdi 3-dr - now sold
1986 BMW K100 Motorbike
1998 Chrysler Grand Voyager
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14-09-2013
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Group Management
Not currently a responder
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Join Date: Apr 2013
Location: Worthing
Amateur Radio Callsign: M0IAL
Posts: 12
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Quote:
Originally Posted by dave - Crowborough
" No cover is allowed under the policy for Blue Light Use or the use of any other emergency or warning lights."
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Interesting topic this one. I spoke to admirals customer services and got the off shore team who supplied me a letter stating they would insure me for blue lights even though that's not what I asked for.
A number of conversations later and the guy from cancellations explained that that sentence is very badly worded. He said its there to convey they will not cover the use of lights in helping to progress through traffic. When I explained it was for amber beacons he said they treat them the same way as hazard lights and are covered. He also sent me a letter stating I was covered for Amber's and volunteering.
Seems you just need to speak to the right people.
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![Old](https://www.4x4response.info/4x4Rstyle/statusicon//post_old.gif)
18-09-2013
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![Simon Bentley's Avatar](image.php?s=96fc5cebd2c4e7b22a1095ec8a5e31d4&u=17&dateline=1392080101) |
Former
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Join Date: Aug 2008
Location: Bishop Auckland
Amateur Radio Callsign: 2E0HYR
Posts: 2,438
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Quote:
Originally Posted by Ianmacd
Interesting topic this one. I spoke to admirals customer services and got the off shore team who supplied me a letter stating they would insure me for blue lights even though that's not what I asked for.
A number of conversations later and the guy from cancellations explained that that sentence is very badly worded. He said its there to convey they will not cover the use of lights in helping to progress through traffic. When I explained it was for amber beacons he said they treat them the same way as hazard lights and are covered. He also sent me a letter stating I was covered for Amber's and volunteering.
Seems you just need to speak to the right people.
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if you refer to the ABI website - https://www.abi.org.uk/Insurance-and...unteer-drivers - Admiral automatically cover volunteer driving and there is no need to inform them.
The most recent list is here - https://www.abi.org.uk/~/media/Files...ommitment.ashx
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